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Get ready for Medicare 

Our objective is to provide you with a clear understanding of your choices as you transition to Medicare. Every time we engage with a client, we focus on equipping you with the knowledge needed to make informed decisions. These choices are critical as they directly impact the level of protection you receive.

 

Medicare typically covers 80% of medical expenses, leaving 20% for you to manage. Moreover, Medicare coverage often excludes dental, vision, and hearing expenses. Partnering with an organization that prioritizes your best interests and ensures you receive the comprehensive coverage you deserve is essential.

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Medicare Supplement (Medigap) Plans

Medicare Supplement plans, also known as Medigap, help cover out-of-pocket costs that Original Medicare (Parts A & B) doesn’t pay, such as deductibles, copayments, and coinsurance. These plans are offered by private insurance co

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Medicare Supplement plans, also known as Medigap, help cover out-of-pocket costs that Original Medicare (Parts A & B) doesn’t pay, such as deductibles, copayments, and coinsurance. 

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These plans are offered by private insurance companies and work alongside Medicare, giving you more predictable healthcare costs and reducing unexpected expenses.

 

For example, Plan G, one of the most popular Medigap options, covers nearly all Medicare costs except for a one-time annual deductible of $250 in 2025. This means you’ll have minimal out-of-pocket expenses for doctor visits, hospital stays, and other medical services.


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Which One is Right for You?

✔ Choose Medigap if you want flexibility, fewer bills, and nationwide access.

✔ Choose Medicare Advantage if you want lower premiums and bundled perks like dental and vision.

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Currently I represent 6 organizations which offer 40 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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